Terms & conditions
Effective date: January 1, 2025 | Last updated: January 1, 2025
Please read these Terms and Conditions ("Terms") carefully before using the website operated by PARALLEL GROUP LLC ("we," "us," or "our") at the-parallel-group.com. By accessing or using our website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our website.
1. Use of website
Our website is provided for informational purposes about PARALLEL GROUP LLC and our financial services. You agree to use the website only for lawful purposes and in accordance with these Terms. You may not:
- Use the website in any way that violates applicable federal, state, local, or international law or regulation
- Attempt to gain unauthorized access to any portion of the website, server, or connected systems
- Use the website to transmit any advertising or promotional material without our prior written consent
- Use any automated system or software to extract data from the website
2. Intellectual property
All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of PARALLEL GROUP LLC or its content suppliers and is protected by United States and international intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written permission.
3. No financial advice
The information provided on this website is for general informational purposes only and does not constitute financial, investment, legal, or tax advice. Nothing on this website should be interpreted as an offer to lend, a commitment to lend, or a guarantee of any specific terms or rates. All financial products and services are subject to qualification, underwriting, and applicable terms and conditions. We encourage you to consult with qualified professionals before making any financial decisions.
4. SMS/MMS messaging terms
By opting in to receive SMS/MMS messages from PARALLEL GROUP LLC through our website contact form, you agree to the following terms:
- You expressly consent to receive recurring marketing and promotional SMS/MMS messages from PARALLEL GROUP LLC, which may be sent using an automated telephone dialing system (ATDS).
- Message frequency varies. You may receive up to 4 messages per month.
- Message and data rates may apply depending on your mobile carrier and plan.
- You may opt out of receiving messages at any time by replying STOP to any message. You will receive a single confirmation message and no further messages will be sent.
- For assistance, reply HELP to any message or contact us at martaneze@the-parallel-group.com.
- Consent to receive SMS/MMS messages is NOT a condition of purchase of any goods or services from PARALLEL GROUP LLC.
5. Privacy
Your use of our website is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. Please review our Privacy Policy carefully.
6. Disclaimer of warranties
Our website is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the website will be uninterrupted, error-free, secure, or free of viruses or other harmful components.
7. Limitation of liability
To the fullest extent permitted by applicable law, PARALLEL GROUP LLC and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your use of or inability to use the website or services.
8. Indemnification
You agree to indemnify and hold harmless PARALLEL GROUP LLC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the website or violation of these Terms.
9. Third-party links
Our website may contain links to third-party websites or services that are not owned or controlled by PARALLEL GROUP LLC. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites. You access third-party links at your own risk.
10. Governing law
These Terms shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the website shall be resolved in the state or federal courts located in Cook County, Illinois.
11. Changes to terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on this page with a revised effective date. Your continued use of the website after any changes constitutes acceptance of the modified Terms.
12. Severability
If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.
13. Contact us
If you have questions about these Terms and Conditions, please contact us:
PARALLEL GROUP LLC
122 S Michigan Ave, Suite 1390
Chicago, IL 60603
martaneze@the-parallel-group.com